Authorization to Debit Funding Account

You hereby authorize Quin Ventures, Inc. (this “Authorization”) to initiate an electronic debit entry (and if necessary, electronically credit to correct erroneous debits) to your designated checking and/or savings account with your designated financial institution or from any other funding account or financial institution that you may later designate (“Funding Account”). You are an authorized user of such Funding Account for the payment of any fees owed to your Quin credit-card. You will not dispute Quin’s debit of any such Funding Account so long as the transaction corresponds to the instructions you provided in the Quin web application. To remove your funding account, contact Quin at Support@helloquin.com.

In the event of a Failed Payment due to insufficient funds, you hereby authorize Quin to otherwise process the Failed Payment up to two more times, at which time, your Quin Credit Card account may be deemed late and could be sent into collections if payments are not corrected.  If any payment you make is returned unpaid for any reason, you will In the event of a Failed Payment due to insufficient funds, you hereby authorize Quin to otherwise process the Failed Payment up to two more times, at which time, your Quin Credit Card account may be deemed late and could be sent into collections if payments are not corrected.  If any payment you make is returned unpaid for any reason, you will be charged a returned payment fee of $10 for each returned payment.  Notwithstanding anything to the contrary in this Section, any returned payment fee charged to your Account will not exceed the amount of the Total Minimum Payment Due immediately prior to the date on which the payment is returned unpaid.

Should you choose to cancel your Quin Credit Card or not renew your Quin Membership you agree to notify Quin at support@helloquin.com and request that your membership be cancelled and Funding Account be deleted.  

You understand that the following terms apply to this authorization:

• Your Funding Account will be debited (charged) and funds will be credited to your Quin Credit Card.
• You acknowledge that you are an owner of the Funding Account that will be debited (charged) and that you have the authority to transact on the Funding Account.
• You understand that it is your responsibility to notify Quin of any changes in the ownership of the Funding Account that may affect this authorization.
• You acknowledge that it is your responsibility to ensure that sufficient funds are on deposit in the Funding Account on your scheduled payment date to make the payment as scheduled. In the event that funds are not available in the

• Your Funding Account will be debited (charged) and funds will be credited to your Quin Credit Card.
• You acknowledge that you are an owner of the Funding Account that will be debited (charged) and that you have the authority to transact on the Funding Account.
• You understand that it is your responsibility to notify Quin of any changes in the ownership of the Funding Account that may affect this authorization.
• You acknowledge that it is your responsibility to ensure that sufficient funds are on deposit in the Funding Account on your scheduled payment date to make the payment as scheduled. In the event that funds are not available in the Funding Account and the entry is returned, there is a $10 fee for returned payments that will be charged to your Quin Credit Card.
• If the due date for your payment falls on a weekend or a bank holiday, your transaction will occur on or after the next business day.
• You understand that Quin relies on the information entered. If the information is incorrect, the payments may not be successful, which could result in your account being late or ultimately cancelled.
• You understand that the transaction you are authorizing pursuant to these terms and conditions must comply with all applicable laws.
• If any payment is rejected or is reversed for any reason, that payment will be reversed on your credit card and you will remain responsible for making your payments to Quin on balances owed.

You agree that this Authorization will remain in full force and effect until such time as Quin has received written You agree that this Authorization will remain in full force and effect until such time as Quin has received written notification from you terminating this Authorization at least 3 business days prior to any scheduled transfer. Notification to revoke your membership and subsequent authorization to debit your account can be emailed to support@helloquin.com.